Spousal Ira Income Limits 2024. • deductions to a spousal ira may be limited, depending on your income and whether you’re covered by a retirement plan at work. Here’s an overview of how the rules for spousal iras apply in 2024, along with updates on contribution limits and income thresholds.

Spousal iras have income limits. Each partner can contribute up to $7,000 ($8,000 if.